A partner in plans, not in problems.

Borrow with the terms in plain sight.

The goal isn't to get you to borrow faster—it's to make sure you know exactly what you're saying yes to.

Explore your options
Flex Fund mobile app home screen showing loan information and repayment terms
Terms explained clearly
Responsible lending
Personal data safeguards
Human support by email

Why Flex Fund

A clearer conversation before a bigger commitment.

Borrowing should not feel like a race to tap “accept.” Flex Fund is designed to help you understand the decision in front of you — at your pace.

Flex Fund is operated by VERDELOMA LENDING INVESTOR CORPORATION, a company incorporated in the Philippines. Our approach is simple: explain the essentials, respect your privacy, and lend responsibly.

How we approach responsible lending

Clarity before commitment

Know what you are considering before you proceed. All the key details are laid out clearly before you confirm.

Flexibility with boundaries

We aim to match terms to your circumstances while keeping affordability and responsible repayment at the center.

Online Customer Service

Questions are welcome. Reach our service team by email for help understanding the next step.

Loan range

₱2,000 to ₱60,000

This is the range we work within, not a promise of what you'll get. Your actual offer depends on a quick assessment, and you'll see every number before anything is final.

See what you'd qualify for

Before you confirm, you'll see:

Your approved amount

— and what it's based on

Interest and all fees

— itemized, not bundled

Every due date

— plus the total you'll repay

What happens if a payment is late

— stated upfront, not buried

Approval isn't automatic. Your offer depends on assessment and the requirements that apply to you.

  1. Start your application

    Open the official Flex Fund app and begin your application there.

  2. Complete your details

    Follow the steps shown in the app and provide the information requested.

  3. Review your offer

    Review the key terms of your offer before you decide.

  4. Accept or decline

    Accept only if the repayment fits your budget. If you decline, you are not obligated to proceed.

Submitting an application does not guarantee approval. The final offer depends on eligibility, affordability, verification, and the applicable terms.

Responsible borrowing

Borrow within your budget.

A loan should meet a genuine need without crowding out your essential expenses. Before you accept an offer in the Flex Fund app, review the full cost and make sure each repayment fits your income and existing obligations.

Before you accept an offer

  • Borrow for a clear, genuine need.
  • Check that every repayment fits comfortably within your income and other obligations.
  • Review the interest, fees, penalties, and total amount payable.
  • Contact our service team early if your circumstances change.

Late or missed payments may result in additional charges and may affect your ability to borrow in the future, subject to your loan agreement.

Talk to us

Questions before you apply?

For help with eligibility, loan terms, or using the Flex Fund app, contact our service team. Please do not send OTPs, passwords, or other sensitive account details by email.

Email our service team
Email service@verdelomalending.com
Service hours

Mondays to Sundays 9:00 AM - 6:00 PM

Office address
Km 16, Circumferential Road,
Brgy. San Roque, Antipolo City,
Rizal 1870, Philippines

Flex Fund

Questions? Email service@verdelomalending.com.